Victim of Predatory Lending
I think I may be the victim of a predatory lender.
There are some lenders that will put greed before your needs. They may charge you much higher fees than normal or a higher interest rate than your credit deserves. They may even charge fees they don't tell you about or for services you don't receive. Some lenders will rush you and not explain the details of the loan, even when you ask questions. Good lenders will treat you and your credit with respect. Click here for tips on How to Spot a Predatory Lender.
If you feel that you are a victim of a predatory lender contact:
State & Local Agencies
State of New Hampshire Banking Department
64B Old Suncook Road
Concord, New Hampshire 03301
Tel: (603) 271-3561
Web: www.nh.gov/banking
NH Department of Justice-Attorney General’s Office
file complaint in writing to:
Consumer Protection and Antitrust Bureau
33 Capitol Street
Concord, NH 03301
Web: www.doj.nh.gov
Federal Agencies
Office of the Comptroller of the Currency (Regulates national banks)
Consumer Assistance Group
1301 McKinney Street, Suite 3450
Houston, TX 77010
Tel: (800) 613-6743
Web: www.occ.treas.gov/customer.htm
Office of Thrift Supervision (Regulates federal savings and loans and federally chartered savings banks)
Consumer Affairs Office
1700 G Street, NW
Washington, DC 20552
Tel: (800) 842-6929
Web: www.ots.treas.gov
Board of Governors of the Federal Reserve System (Regulates state banks that are members of the Federal Reserve System)
Division of Consumer and Community Affairs
20th and C Streets, NW, Stop 801
Washington, DC 20551
Tel: (202) 452-3693
Web: www.federalreserve.gov/pubs/complaints
National Credit Union Administration (Regulates federal credit unions)
Office of Public and Congressional Affairs
1775 Duke Street
Alexandria, VA 22314
Tel: (703) 518-6330
Web: www.ncua.gov/consumerinformation/index.htm
Federal Deposit Insurance Corporation (Regulates federally insured state banks that are not members of the Federal Reserve System)
Division of Compliance and Consumer Affairs
550 17th Street, NW
Washington, DC 20429
Tel: (877) 275-3342
Web: www.fdic.gov/consumers/index.html
www.dontborrowtroublenh.org
